| Overdraft Charge | $25.00 |
| Each returned check or withdrawal charge including resubmissions | $25.00 |
| Negative Account Fee (Per Business Day) | $2.00 |
| Inactive account charge on accounts with no deposits (other than interest) or withdrawals for a period of three years | $5.00/month |
| Stop Payment Requests | $30.00 |
| Bill Payment Stop Payment Fee | $30.00 |
| Outgoing Wire Transfers - Domestic | $20.00 |
| Outgoing Wire Transfers - International | $50.00 |
| Visa Check Card International Transaction Fee | 3% of amount |
| Automated Teller Machine (ATM) withdrawal fee from ATM not owned by Johnson State Bank | $1.00 |
| Items sent for collection | $15.00 |
| Check Cashing Fee - $5 minimum fee | 1% of amount |
| Cashier's Check fee - US Dollars | $7.50 |
| Personal Money Order fee - US Dollars | $5.00 |
| Foreign Currency Official Check plus costs | $10.00 |
| Research per hour with a $25.00 minimum | $35.00 |
| Account Reconciliation per hour with a $25.00 minimum | $35.00 |
| Photocopies per page | $0.25 |
| Security Purchase | $60.00 plus costs |
| Outgoing faxes, one page | $3.00 |
| - Each additional page | $1.00 |
| Incoming faxes per page | $1.00 |
| Notary Fee per item | $5.00 |
| Witness Fee per item | $5.00 |
| Funds Transfers via telephone | $1.00 |
| Automatic Funds Management per transfer | $1.00 |
| Replacement ATM/Debit Card <1 yr | $10.00 |
| Coin Scan - Non Customer -$2 min | 5% of amount |
| Paper Statement charge - per cycle | $2.00 |
| Duplicate statement per statement month | $ 2.00 |
| Charge for statement request other than statement cycle | $ 4.00 |
| Safety Deposit Boxes | fees vary-inquire |
| $2 discount if auto-debit |
| Personalized checks & deposits | fees vary-inquire |
| Escrow Services | fees vary-inquire |
| Garnishments | 15.00 |
