| CD’s equal to $1000 to $24,999** | |||
| Term | Interest Rates | Annual Percentage Yield (APY) * |
Frequency of Compounding |
| 3 months | 2.36% | 2.38% | Quarterly |
| 6 months | 2.67% | 2.69% | Semi-annually |
| 1 year | 2.86% | 2.88% | Semi-annually |
| 2 year | 2.89% | 2.91% | Semi-annually |
| 3 years | 2.90% | 2.92% | Semi-annually |
| 4 years | 2.91% | 2.93% | Semi-annually |
| 5 years | 2.92% | 2.94% | Semi-annually |
| CD’s equal to $25,000 to $49,999** | |||
| Term | Interest Rates | Annual Percentage Yield (APY) * |
Frequency of Compounding |
| 3 months | 2.41% | 2.43% | Quarterly |
| 6 months | 2.72% | 2.74% | Semi-annually |
| 1 year | 2.91% | 2.93% | Semi-annually |
| 2 years | 2.94% | 2.96% | Semi-annually |
| 3 years | 2.95% | 2.97% | Semi-annually |
| 4 years | 2.96% | 2.98% | Semi-annually |
| 5 years | 2.97% | 2.99% | Semi-annually |
| CD’s equal to $50,000 to $99,999** | |||
| Term | Interest Rates | Annual Percentage Yield (APY) * |
Frequency of Compounding |
| 3 months | 2.46% | 2.48% | Quarterly |
| 6 months | 2.77% | 2.80% | Semi-annually |
| 1 year | 2.96% | 2.98% | Semi-annually |
| 2 years | 2.99% | 3.01% | Semi-annually |
| 3 years | 3.00% | 3.02% | Semi-annually |
| 4 years | 3.01% | 3.03% | Semi-annually |
| 5 years | 3.02% | 3.04% | Semi-annually |
| CD’s greater than or equal to $100,000** | |||
| Term | Interest Rates | Annual Percentage Yield (APY) * |
Frequency of Compounding |
| 3 months | 2.51% | 2.53% | Quarterly |
| 6 months | 2.82% | 2.85% | Semi-annually |
| 1 year | 3.01% | 3.03% | Semi-annually |
| 2 years | 3.04% | 3.06% | Semi-annually |
| 3 years | 3.05% | 3.07% | Semi-annually |
| 4 years | 3.06% | 3.08% | Semi-annually |
| 5 years | 3.07% | 3.09% | Semi-annually |
| IRA Certificates of Deposits $100 to $9,999** | |||
| Term | Interest Rates | Annual Percentage Yield (APY) * |
Frequency of Compounding |
| 1 year | 2.96% | 2.98% | Semi-annually |
| 18 months | 2.91% | 2.93% | Semi-annually |
| 2 years | 2.99% | 3.01% | Semi-annually |
| 3 years | 3.00% | 3.02% | Semi-annually |
| 4 years | 3.01% | 3.03% | Semi-annually |
| IRA Certificates of Deposits $10,000 to $49,999.99** | |||
| Term | Interest Rates | Annual Percentage Yield (APY) * |
Frequency of Compounding |
| 1 year | 3.01% | 3.03% | Semi-annually |
| 18 months | 2.96% | 2.98% | Semi-annually |
| 2 years | 3.04% | 3.06% | Semi-annually |
| 3 years | 3.05% | 3.07% | Semi-annually |
| 4 years | 3.06% | 3.08% | Semi-annually |
| IRA Certificates of Deposits $50,000 to $99,999.99** | |||
| Term | Interest Rates | Annual Percentage Yield (APY) * |
Frequency of Compounding |
| 1 year | 3.06% | 3.08% | Semi-annually |
| 18 months | 3.01% | 3.03% | Semi-annually |
| 2 years | 3.09% | 3.11% | Semi-annually |
| 3 years | 3.10% | 3.12% | Semi-annually |
| 4 years | 3.11% | 3.13% | Semi-annually |
| IRA Certificates of Deposits > $100,000** | |||
| Term | Interest Rates | Annual Percentage Yield (APY) * |
Frequency of Compounding |
| 1 year | 3.11% | 3.13% | Semi-annually |
| 18 months | 3.06% | 3.08% | Semi-annually |
| 2 years | 3.14% | 3.16% | Semi-annually |
| 3 years | 3.15% | 3.16% | Semi-annually |
| 4 years | 3.16% | 3.18% | Semi-annually |
| Term | Interest Rates | Annual Percentage Yield (APY) * |
Frequency of Compounding |
| Now account less than $10,000.00*** | 0.20% | 0.20% | Daily |
| Now account $10,000 – $49,999.99*** | 0.20% | 0.20% | Daily |
| Now account $50,000 – $99,999.99*** | 0.25% | 0.25% | Daily |
| Now account over $100,000.00*** | 0.25% | 0.25% | Daily |
| Money Market Account ($0 to $2499.99)*** |
0.81% | 0.81% | Daily |
| Money Market Account ($2,500-$49,999) |
0.86% | 0.86% | Daily |
| Money Market Account ($50,000-$99,000) |
0.99% | 0.99% | Daily |
| Money Market Account ($100,000.00 and above)*** |
1.01% | 1.02% | Daily |
| Regular Savings Account ($10.00 to $2,499.99)*** |
0.20% | 0.20% | Daily |
| Regular Savings Account ($2,500.00 to $49,999.99)*** |
0.25% | 0.25% | Daily |
| Regular Savings Account ($50,000.00 to $99,999.99)*** |
0.25% | 0.25% | Daily |
| Regular Savings Account (over $100,000.00)*** |
0.30% | 0.30% | Daily |
$10.00 balance required to obtain APY listed.
* The APY assumes funds will remain on deposit for a full year at this rate. Fees could reduce the earnings on the account.
** Funds must remain on deposit until maturity to earn the stated yield.
Substantial interest penalty is required for early withdrawal as follows:
For maturities less than 3 months, the penalty is 31 days interest.
For maturities of 3 months up to one year, the interest penalty is 3 months interest.
For maturities over one year, the interest penalty is 6 months interest.
*** At our discretion, we may change the interest rate and APY on this account at any time.
APY as of 10/16/2026
