CD’s equal to $1000 to $24,999**
Term Interest Rates Annual Percentage
Yield (APY) *
Frequency of
Compounding
3 months 1.86% 1.87% Quarterly
6 months 2.07% 2.08% Semi-annually
1 year 2.27% 2.28% Semi-annually
2 year 2.30% 2.31% Semi-annually
3 years 2.31% 2.32% Semi-annually
4 years 2.32% 2.33% Semi-annually
5 years 2.37% 2.38% Semi-annually
CD’s equal to $25,000 to $49,999**
Term Interest Rates Annual Percentage
Yield (APY) *
Frequency of
Compounding
3 months 1.91.% 1.92% Quarterly
6 months 2.12% 2.14% Semi-annually
1 year 2.32% 2.33% Semi-annually
2 years 2.35% 2.36% Semi-annually
3 years 2.36% 2.37% Semi-annually
4 years 2.37% 2.38% Semi-annually
5 years 2.42% 2.43% Semi-annually
CD’s equal to $50,000 to $99,999**
Term Interest Rates Annual Percentage
Yield (APY) *
Frequency of
Compounding
3 months 1.96% 1.97% Quarterly
6 months 2.17% 2.19% Semi-annually
1 year 2.37% 2.38% Semi-annually
2 years 2.40% 2.41% Semi-annually
3 years 2.41% 2.42% Semi-annually
4 years 2.42% 2.43% Semi-annually
5 years 2.47% 2.49% Semi-annually
CD’s greater than or equal to $100,000**
Term Interest Rates Annual Percentage
Yield (APY) *
Frequency of
Compounding
3 months 2.01% 2.03% Quarterly
6 months 2.22% 2.24% Semi-annually
1 year 2.42% 2.43% Semi-annually
2 years 2.45% 2.47% Semi-annually
3 years 2.46% 2.48% Semi-annually
4 years 2.47% 2.49% Semi-annually
5 years 2.52% 2.54% Semi-annually
IRA Certificates of Deposits $100 to $9,999**
Term Interest Rates Annual Percentage
Yield (APY) *
Frequency of
Compounding
1 year 2.37% 2.38% Semi-annually
18 months 2.31% 2.32% Semi-annually
2 years 2.50% 2.52% Semi-annually
3 years 2.51% 2.53% Semi-annually
4 years 2.52% 2.54% Semi-annually
IRA Certificates of Deposits $10,000 to $49,999.99**
Term Interest Rates Annual Percentage
Yield (APY) *
Frequency of
Compounding
1 year 2.42% 2.43% Semi-annually
18 months 2.36% 2.37% Semi-annually
2 years 2.55% 2.57% Semi-annually
3 years 2.56% 2.58% Semi-annually
4 years 2.57% 2.59% Semi-annually
IRA Certificates of Deposits $50,000 to $99,999.99**
Term Interest Rates Annual Percentage
Yield (APY) *
Frequency of
Compounding
1 year 2.47% 2.49% Semi-annually
18 months 2.41% 2.42% Semi-annually
2 years 2.60% 2.62% Semi-annually
3 years 2.61% 2.63% Semi-annually
4 years 2.62% 2.64% Semi-annually
IRA Certificates of Deposits > $100,000**
Term Interest Rates Annual Percentage
Yield (APY) *
Frequency of
Compounding
1 year 2.52% 2.54% Semi-annually
18 months 2.46% 2.48% Semi-annually
2 years 2.65% 2.67% Semi-annually
3 years 2.66% 2.68% Semi-annually
4 years 2.67% 2.69% Semi-annually
Term Interest Rates Annual Percentage
Yield (APY) *
Frequency of
Compounding
Now account less than $10,000.00*** 0.20% 0.20% Daily
Now account $10,000 – $49,999.99*** 0.20% 0.20% Daily
Now account $50,000 – $99,999.99*** 0.25% 0.25% Daily
Now account over $100,000.00*** 0.25% 0.25% Daily
Money Market Account
($0 to $2499.99)***
0.76% 0.76% Daily
Money Market Account 0.81% 0.81% Daily
Money Market Account 0.94% 0.94% Daily
Money Market Account
($100,000.00 and above)***
0.96% 0.96% Daily
Regular Savings Account
($10.00 to $2,499.99)***
0.20% 0.20% Daily
Regular Savings Account
($2,500.00 to $49,999.99)***
0.25% 0.25% Daily
Regular Savings Account
($50,000.00 to $99,999.99)***
0.25% 0.25% Daily
Regular Savings Account
(over $100,000.00)***
0.30% 0.30% Daily

$10.00 balance required to obtain APY listed.
* The APY assumes funds will remain on deposit for a full year at this rate. Fees could reduce the earnings on the account.
** Funds must remain on deposit until maturity to earn the stated yield.
Substantial interest penalty is required for early withdrawal as follows:
For maturities less than 3 months, the penalty is 31 days interest.
For maturities of 3 months up to one year, the interest penalty is 3 months interest.
For maturities over one year, the interest penalty is 6 months interest.
*** At our discretion, we may change the interest rate and APY on this account at any time.
APY as of June 16, 2024.