General Checking Account:
There is no interest paid on your account. A statement will be prepared and sent monthly. E-Statements are provided at no charge. There will be a $2.00 monthly charge, if upon your first account opening with our bank, you elect to receive your statements in paper form.
We offer Classic Benefits of no service fees or paper statement fees on regular checking and savings accounts to customers 60+.
No minimum deposit required to open.
SERVICE CHARGE:
$.05 per check or debit item in any month on accounts with a balance of less than $500.00 at any time during the month.
NON- PROFIT ORGANIZATIONS:
This account is available to non-profit organizations without any maintenance or activity fee upon request. Account will be limited to one per organization. Statements will be issued no more frequently than quarterly. Insufficient check fees on accounts registered to non-profit organizations will be $30 per item.
An overdraft fee applies to overdrafts created by check, in- person withdrawal or other electronic means.
See Additional Disclosures section for other fees and charges.
NOW Account:
No minimum deposit required to open or to accrue interest.
This account is available to individuals, sole proprietorships, non-profit organizations and governmental units only.
Competitive Rates
SERVICE CHARGE:
A $5.00 monthly maintenance fee assessed if balance is less than $1,000 a day during the statement cycle.
See Additional Disclosures section for other fees and charges.
Money Market Account:
No minimum deposit required to open.
Competitive Rates
SERVICE CHARGE:
Federal regulations limit the number of withdrawals or transfers to 6 per month. An excess service activity charge of $5.00 per month for each withdrawal in excess of 6 will be imposed.
A $5.00 fee per month if daily balance falls below $1500 any day of the month. A service charge of $0.20 per withdrawal is charged if the average daily balance is less than $5,000.
See Additional Disclosures section for other fees and charges.
