Service Charges
Overdraft Charge $25.00
Each returned check or withdrawal charge including resubmissions $25.00
Negative Account Fee (Per Business Day) $2.00
Inactive account charge on accounts with no deposits (other than interest) or withdrawals for a period of three years $5.00/month
Stop Payment Requests
Bill Payment Stop Payment Fee
Outgoing Wire Transfers – Domestic $20.00

Outgoing Wire Transfers – International

Visa Check Card International Transaction Fee


3% of amount

Automated Teller Machine (ATM) withdrawal fee from ATM not owned by Johnson State Bank $1.00
Items sent for collection $15.00
Check Cashing Fee – $5 minimum fee 1% of amount
Cashier’s Check fee – US Dollars $7.50
Personal Money Order fee – US Dollars $5.00
Foreign Currency Official Check plus costs $10.00
Research per hour with a $25.00 minimum $35.00
Account Reconciliation per hour with a $25.00 minimum $35.00
Photocopies per page $0.25
Security Purchase $60.00 plus costs
Outgoing faxes, one page $3.00
– Each additional page $1.00
Incoming faxes per page $1.00
Notary Fee per item $5.00
Witness Fee per item $5.00
Funds Transfers via telephone $1.00
Automatic Funds Management per transfer $1.00
Replacement ATM/Debit Card <1 yr $10.00
Coin Scan – Non Customer -$2 min 5% of amount
Paper Statement charge – per cycle $2.00
Duplicate statement per statement month $ 2.00
Charge for statement request other than statement cycle $ 4.00
Safety Deposit Boxes fees vary-inquire
$2 discount if auto-debit
Personalized checks & deposits fees vary-inquire
Escrow Services fees vary-inquire
Garnishments 15.00