Privacy Policy

Facts: WHAT DOES JOHNSON STATE BANK AND BANK OF ULYSSES DO WITH YOUR PERSONAL INFORMATION
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.
How? All Financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Johnson State Bank and Bank of Ulysses chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Johnson State Bank and Bank of Ulysses share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your accounts), respond to court orders and legal investigations, or report to credit bureaus YES NO
For our marketing purposes – to offer our products and services to you YES NO
For joint marketing with other financial companies NO WE DO NOT SHARE
For our affiliates’ everyday business purposes – information about your transactions and experiences NO WE DO NOT SHARE
For our affiliates’ everyday business purposes – information about your creditworthiness NO WE DO NOT SHARE
For our affiliates to market to you NO WE DO NOT SHARE
For nonaffiliates to market you NO WE DO NOT SHARE

 

Questions? Johnson State Bank at 620-492-6200 or Bank of Ulysses at 620-356-1922
Who we are
Who is providing this notice? Johnson State Bank and Bank of Ulysses
What we do
How does Johnson State Bank and Bank of Ulysses protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secure files and buildings.
How does Johnson State Bank and Bank of Ulysses collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. Johnson State Bank and Bank of Ulysses does not share information with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. Johnson State Bank and Bank of Ulysses currently does not have any nonaffiliates.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Johnson State Bank and Bank of Ulysses does not have any joint marketing agreements.